Time for me to see what’s going on in the blogosphere. Here were some posts that I thought you may appreciate from around the net:

At the BillShrink blog, this informative post that talks about one blogger’s lessons learned as a long time investor can prove helpful in today’s investing climate.

This Wise Bread article on extreme saving caught my eye! I have tried a few crazy money saving ideas before, but some of these are certainly outrageous. Dumpster diving, anyone?

Lazy Man and Money is a blogger I’ve admired for some time now, even way before I started this blog. He has captivating stories, one of which has even hit the Consumerist! Find out more about his tiff with Monavie and what he’s doing about it.

I’ve also been participating in carnivals lately. If you have time, do take a look at these collection of personal finance articles from where you’ll find timely money advice:

• Carnival of Personal Finance at Taking Charge
• Carnival of Pecuniary Delights at Pecuniarities
• Carnival of Pecuniary Delights at Almost Frugal
• Money Hacks Carnival at Cash Money Life
• Carnival of Money Hackers at Four Pillars
• Debt Reduction Carnival at Christian PF
• Carnival of Twenty Something Finances at How I Save Money
• Carnival of Personal Finance at Simply Forties

Thank you to the hosts for featuring my posts! I hope you like the roundup this week.

Investing Lessons, Trademark Issues, Extreme Frugality is a post from: Banker, Saver

I’ve been ultra busy lately, but I finally got a chance to sit down and visit some great financial blogs. Here were some articles on money management and finance that caught my eye recently.

Milking The Dollar: Want to save big with Bing.com? I haven’t heard about this till I read this article about their cash back program! If you want to know how you could get money back using Bing, then this is where to start.

Debt Loans: What are self managed super funds? There’s some work in setting up such a fund, but it’s worth exploring if it’s right for you.

Recession Proof Living: Here are some justifications for needing a public option for health insurance. I wholeheartedly agree with this article. Our health care industry has been failing a lot of us and having had my fair share of medical visits, I realize just how unreasonable costs are becoming in this area. Can’t we look at our northern neighbors to see how they manage their successful health care programs?

One Mint: Love your iPhone? Love Kindle? Well here’s something you may like: a Kindle App on the iPhone! Now you can actually get your Kindle reading done on your iPhone, making things more convenient. Best part of it is that it’s free!

Financial Organizing: This woke up my taste buds! How does California Peach Chutney sound? Here’s a nice post about canning peaches for a Christmas fund raising event at a local church.

For more great posts, please visit these carnivals:

• Carnival of Money Stories
• Carnival of Pecuniary Delights
• Festival of Frugality
• Carnival of Personal Finance

Get Cash Back With Bing, Health Insurance Options, iPhone Kindle App is a post from: Banker, Saver

Some more summer reading coming your way! How about these financial posts?

On Your Finances

Debt Loans shares with us How To Read A Product Disclosure Statement (PDS). Do you ever read the PDS of a financial product? If you don’t, you should, since the fine print often reveals a lot of stuff that will clear any cause for potential misunderstanding.

Milking The Dollar has an inspiring piece on how strong savers can become wealthy even at low income levels. Can you become wealthy even if you earn only $20,000 a year? I’ve heard so many stories of people who’ve succeeded on modest salaries: there are facility superintendents, building supervisors and teachers who’ve become wealthy just by being dedicated savers, so I find this very feasible.

My Life Finance discusses the matter of setting and achieving goals. I agree with Bradley that we should be pegging down our goals as a way to get ourselves headed in the right direction with our plans. How can we steer ourselves somewhere without knowing where it is we are going? Great piece.

Almost Frugal talks about what “frugal” looks like. I love this interview conducted with Spending Zero Dollars which shares with us what frugal means and what it is like to live frugally. Any unusual things you do because you are frugal? Good question!

I hope you enjoyed our sampling of financial posts in the PF world. You’ll find more great posts if you visit these carnivals, which I had a chance of joining this past week:

• Carnival of Personal Finance
• Money Hacks Carnival
• Carnival of Debt Reduction

Product Disclosure Statement, Low Income Savers, Goal Setting is a post from: Banker, Saver

Time for some personal finance readings for the week! Here were some articles I enjoyed reviewing over the weekend:

One Mint answers the question: could you be sued for credit card default? Unfortunately, the answer for consumers is “YES”. If you find yourself in court, the state can effectively garnish your wages! Let’s not assume that we can get away with skipping out on our credit card payments.

The Money Maniac tells us which steps to follow in order to begin investing. Some great tips here, ranging from working to build your capital, to identifying when you plan to buy and sell. The important thing is that you start investing as early as you can!

Mrs. Bankrupt takes a walk through credit for the benefit of those who are “credit challenged”. She asks various basic questions here whose answers we should be fairly familiar with: what is a secured credit card? How about pre-paid cards and unsecured, “bad credit” cards? Should you get a debit card?

Debt Loans shares with us what we need to know about our loan company. Some things we should be asking: is the lender reputable? Do they deal with secured or unsecured loans? How will our credit standing affect business with our lender?

How To Stay Afloat shares ideas for low cost dishes you can make for a crowd. Some great tips? Plan ahead, consider “big pot” meals and prepare affordable treats like pasta salad, tuna salad and deviled eggs.

Milking The Dollar has come up with 20 different ways to waste your money. Many times, we don’t realize just how much money we flush down the drain because of certain actions we take. It’s important to keep careful track of where our money’s going in order to avoid this kind of waste.

Carnivals I Participated In

• Carnival of Pecuniary Delights
• Carnival of Everything About Personal Finance
• Carnival of Personal Finance
• Carnival of Financial Planning

Credit Card Default, Cheap Cooking and Wasted Money is a post from: Banker, Saver

I have some updates for you, and it’s great news! We’ve just joined a new blogging network called “The Money Bloggers” which is comprised of up and coming blogs. This network is still in flux as we’re currently actively recruiting members, so for now, I’m only listing those blogs that have been confirmed as being part of the group:

• How To Stay Afloat
• Debt Loans
• Milking The Dollar
• Banker, Saver

I’m excited to be part of a new blog network. It always helps when you’ve got friends in this “field”.

Also, I had my first taste of the carnivals this past week! Here were some places where I made my debut. Do check out the financial articles showcased in these carnivals. They are all so great!

Great Personal Finance Carnivals To Visit

• Carnival of Pecuniary Delights
• Money Hacks Carnival
• Carnival of Personal Finance
• Festival of Frugality

Enjoy!

Joined The Money Bloggers, Our New Blog Network! is a post from: Banker, Saver

Well, we’ve reached a milestone. This is my first attempt at a roundup post over here, so I’m actually just a wee bit excited about it. So what did I get a chance to read recently?

Well, I really enjoyed the Carnival of Personal Finance which was hosted at Man vs Debt. I found a few things that captured my attention:

Tough Money Love defends vulture consumers, who are those who are able to benefit during tough economic times and situations (seemingly at the expense of those in dire financial straits). I agree with Mr. Tough Money’s assessment here that if you’re ever called a “vulture consumer”, then you should take the term as a badge of honor, rather than as anything offensive. When it comes to finance, shouldn’t we think of it as “just business”?

The Personal Finance Analyst talks about the average cost of groceries per person. That’s something I’ve always wondered myself. Do the USDA figures look like they make sense? They say that the average cost for food spending is about $112.25 per month per person (but the more people in a household, the lower this figure becomes).

Take Charge treats us to something neat — who knew that credit cards could be turned into art? Check out this huge rainbow made of credit cards on exhibition in the Netherlands! Cool photos .

Funny About Money discusses the results of a poll about people being in debt. The survey reveals that 19% of adults under 50 owe more than their monthly income. Wow, that’s huge — we’re talking 20% of people carrying a good sized debt load! Other age groups don’t fare much better, with 14% of debtors 50 and older being in this situation as well.

For today, this is all we’ve got time for. But we’ll be doing roundups as a regular way to keep up with the blogosphere.

For more things to read in the world of finance, you can also check out the Festival of Frugality, which we had the pleasure of participating in as well.

Rainbow Credit Cards, Average Cost of Groceries, Surprising Debt Load is a post from: Banker, Saver