Time for some personal finance readings for the week! Here were some articles I enjoyed reviewing over the weekend:
One Mint answers the question: could you be sued for credit card default? Unfortunately, the answer for consumers is “YES”. If you find yourself in court, the state can effectively garnish your wages! Let’s not assume that we can get away with skipping out on our credit card payments.
The Money Maniac tells us which steps to follow in order to begin investing. Some great tips here, ranging from working to build your capital, to identifying when you plan to buy and sell. The important thing is that you start investing as early as you can!
Mrs. Bankrupt takes a walk through credit for the benefit of those who are “credit challenged”. She asks various basic questions here whose answers we should be fairly familiar with: what is a secured credit card? How about pre-paid cards and unsecured, “bad credit” cards? Should you get a debit card?
Debt Loans shares with us what we need to know about our loan company. Some things we should be asking: is the lender reputable? Do they deal with secured or unsecured loans? How will our credit standing affect business with our lender?
How To Stay Afloat shares ideas for low cost dishes you can make for a crowd. Some great tips? Plan ahead, consider “big pot” meals and prepare affordable treats like pasta salad, tuna salad and deviled eggs.
Milking The Dollar has come up with 20 different ways to waste your money. Many times, we don’t realize just how much money we flush down the drain because of certain actions we take. It’s important to keep careful track of where our money’s going in order to avoid this kind of waste.